Fully licensed, bonded, and insured public insurance adjuster in Florida and Texas
Public Insurance Adjuster Services
Residential/ Commercial Property Damage
Whether you are facing the aftermath of damage at home or at your business, Executive Claim Solutions takes the burden of the insurance process off your hands. No matter the loss type or damaged caused, we work with a plethora of contracting partners that can help ensure your property is properly repaired. Ultimately, the services of a public adjuster can be invaluable in helping residential and commercial property owners navigate the complex and often stressful process of filing an insurance claim and receiving the compensation they are entitled to.
Fire
After devastating fire, property owners often find it overwhelming to deal with the aftermath, and this is where a public adjuster steps in. We conduct a thorough assessment of the property to document all damage caused by the fire or lightning. This includes structural damage, as well as damage to personal property and belongings. We then prepare a detailed and itemized estimate of the repair and replacement costs and submit the necessary documentation to the insurance company. Executive Claim Solutions will handle all communications and negotiations with the insurance company to ensure that you receive es a fair and adequate settlement. We also assist in coordinating with fire remediation services and contractors to ensure the property is properly restored.
Flooding
When we assess and identify all damages caused by a flood or other water damage from outside, we analyze structural damages, as well as damages to personal belongings. Our detailed estimate of the repair and replacement costs, and necessary documentation is submitted to the insurance company. After negotiating on your behalf for a fair settlement we coordinate with water mitigation services to ensure that the property is restored properly.
Water Damage
When homeowners face unexpected damages resulting from plumbing malfunctions or pipe breaks, they often find themselves navigating the complexities of insurance claims, which can be daunting. Public adjusters step in as advocates for the policyholders, leveraging their expertise to accurately assess the extent of water damage, ensure that all damages are thoroughly documented, and negotiate with the insurance company. Our goal is to ensure homeowners receive a fair settlement that truly reflects the costs of repairs and water mitigation, minimizing the stress and financial strain of unforeseen plumbing issues.
Wind and Hail Damage
The ravages of a strong storm–high winds and hail–can 9cause significant structural damage, as well as damage to personal belongings. This includes damage to the roof, windows, siding, and any other affected areas. We prepare a detailed and itemized estimate of the repair and replacement costs, submit the necessary documentation to the insurance company and negotiate a fair settlement on your behalf.
Disaster Relief
We can play a crucial role in helping individuals and businesses navigate the aftermath of major disasters such as hurricanes, tornadoes, and wildfires. These events can cause catastrophic damage to properties, and dealing with the insurance claims process while trying to recover can be overwhelming. We take the burden off your shoulders by conducting an objective and thorough assessment of the property to document all damages, prepare a detailed and itemized estimate of the repair and replacement costs, and submit the necessary documentation to the insurance company. We handle all communications and negotiations with the insurance company to ensure that you receive a fair and adequate settlement. We also assist in coordinating with disaster recovery services and contractors.
Mold
Mold damage can be particularly challenging to address as it often involves not only remediation of the visible mold but also addressing the underlying issues that led to the mold growth, such as water damage. We begin by conducting a thorough inspection to assess the extent of the mold damage as well as any associated damages. Wesubmit our detailed estimate of the remediation and repair costs with the necessary documentation to the insurance company. We handle all communications and negotiations with the insurance company to ensure you receive a fair and adequate settlement that covers not only the visible mold damage but also any underlying issues that need to be addressed. Executive Claim Solutions works with a range of contracting partners that assist with mold remediation services,
Vehicle Impact
Vehicle impact damage, where a vehicle has collided with a building, can cause significant structural damage, as well as damage to the contents of the building. We start by conducting a thorough assessment of the property to document all damages caused by the vehicle impact. This includes damage to the building’s exterior and interior, as well as any affected personal belongings or business assets. With the detailed assessment we submit an itemized estimate of the repair and replacement costs with the necessary documentation to the insurance company. We handle all communications and negotiations with the insurance company to ensure you receive a fair and adequate settlement. We can also assist in coordinating with contractors and other repair services.
Our Process
Schedule a Free Consultation
Simply reach out to us via phone or email! We’ll schedule an appointment as soon as possible to assess the extent of your damages and review your policy. You can also initiate the process by completing our Free Property Inspection form.
Gather Further Information
Next we evaluate the property even more thoroughly. This involves capturing photographs, taking measurements, and gathering essential data about the damages. We can do this either on the same day as your free inspection or later at your convenience.
Assessment and Contract
Once it’s established that there’s substantial damage warranting action, we move forward by signing a contract. This agreement signifies your authorization for us to advocate on your behalf and engage with your insurance company – no convoluted terms, just a straightforward pact.
Submit the Claim
We promptly inform your insurance company and submit the requisite forms along with our damage assessment. Generally, this prompts the dispatch of their in-house adjuster to create their own estimate. A meeting is scheduled at your property, and your presence is optional.
Claim Negotiation
Once the insurance company’s internal adjuster’s evaluation reaches them, they dictate the proposed payout for your claim. This initiates negotiations, a responsibility that we take care of for you. The duration varies, spanning from a few days to several months depending on the insurer. We maintain consistent communication to ensure a prompt resolution.
Agree on Settlement
Ultimately, an equitable settlement is reached. Within days, the insurance company typically issues a mailed check to cover your damages and associated costs. In the event a settlement is not reached, insurance and the claim enters a phase known as appraisal or, in extreme cases, litigation (though it’s pertinent to note that over 95% of such legal matters rule in favor of property owners). To delve deeper into the concept of appraisal, click here.